If you’re an adult, chances are you have some sort of debt under your belt. Whether it’s a credit card, student loans, or even money you borrowed from a friend or family member, it’s important to focus on paying your debt back when you can.
My Mountain of Debt, developed by Fun with Data, LLC, is a fascinating way to manage your personal finances. This unique game for iPhone definitely makes the task of facing your debt a bit easier and even somewhat fun.
Concept and Functionality:
Debt is definitely not an easy thing to face, so it’s nice to see something that makes the situation a little easier to deal with. The idea behind My Mountain of Debt is to turn the task of paying off debt into a game.
Similar to real people who have fallen under the mysterious spell of credit cards, the background story tells of an adorable ant who is promised a “magic card” when he goes on vacation. Though he has the time of his life, the debt he accumulated is significant and he must work to pay it down.
My Mountain of Debt requires you and the ant to work together cooperatively in order to reduce the debt you both owe. Simply enter the various kinds of debts you owe, as well as their amounts.
Whenever you pay your monthly bill (or reduce your debt in another way), simply open My Mountain of Debt, tap on the test tube for your category, and enter the new amount owed.
The adorable ant will work his magic, and a mining pick will be generated. The type of pick varies based on the amount of money you were able to pay toward your debt. Then, the ant will climb to the top of the debt mountain and start chopping away at blocks.
I have to admit that I had no idea an app like My Mountain of Debt would even be possible. When you think about it, debt makes you kind of glum. It might seem strange to think of paying down debt as a game, but My Mountain of Debt pulls it off and does so very well.
My Mountain of Debt offers a few wonderful features for users who are sincerely serious about tackling their debt. For example, the app provides instant feedback for users as their mountain of debt is deconstructed, brick by brick. For those who like to actually see progress, this is a wonderful way to do so.
Another great feature My Mountain of Debt offers is an animated bar graph that shows your personal debt amounts being lowered with each payment. Again, My Mountain of Debt focuses strongly on visual elements to help motivate users by actually showing them results.
My Mountain of Debt is available to download from the App Store for $0.99 (for a limited time). If the thought of debt depresses you and you’d like to try a new way to tackle it while having a little bit of fun and actually seeing your progress, I can’t recommend My Mountain of Debt enough.
My Mountain of Debt requires iOS 5.0 or later and is compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5. A small expedite fee was paid to speed up the publication of this review.
The iPhone App Review’s rating:
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