Make Keeping Track of Your Funds Simple with Moni

Price: $.99

Moni: iPhone Written App Review

Moni iPhone App Review

Reviewed by Valerie Lauer

Budgeting getting you down? Show your money who’s boss. Now you have a color-coded friend named Moni. Moni is an iPhone app from Whitewater Labs that makes keeping tabs on your dough simple. No more logging into your mobile banking app and worrying about your mobile security. Moni takes things back to a simpler, minimalistic place reminiscent of tracking your cash in a checkbook. Let’s see how Moni stood up to a little healthy critique in our iPhone app review.


Setting up and using Moni is a snap. You simply enter the names of your different accounts and the total amount of mullah you have stashed in them, and voila. You’re good to go. After that, it’s just a matter of using Moni to record your purchases, great and large. That way at any given time you’ll know exactly what you have and where you have it.

See? Simple.

There’s something to be said for Moni’s bare bones approach. You don’t have to put your personal account info on your iPhone, so there’s zero security concern there. Also, you can protect Moni with a personal pin code, just in case you’re a bit paranoid. However, I found myself missing some of the extras that my bank apps contain, like ATM and branch locators, and a history of items that auto debit from my accounts.

Still, if you’re in the market for a glorified checkbook, Moni’s your app. Adjusting your accounts is easy, so even if you enter something incorrectly, it’s undone with a tap or two. Also, you can add notes to transactions for easy tracking.  You can even set up color-coded dollar amounts for Moni. Want it to turn red every time you dip below $500? With Moni, you can.

Layout & Design:

Moni iPhone App Review


Although Moni doesn’t have a variety of custom skins or anything, I did find the interface quite pleasing. A basic black and cream motif is accented by green and orange. It’s all easy on the eyes, except the purchase enter screen, which screams in all orange.

I also had a few issues accessing the app’s overview screen. I tapped and drug my finger down on my iPhone 4 over and over, and, eventually, it took me from the individual account view to an overview, which I preferred greatly.  The rest of the app responds quite nicely.

Overall Value:

As investments go, $.99 for an app that keeps you on track is a bit of a steal. However, considering the app’s extreme simplicity and limited cast of features, I would have liked a free preview or limited access. Oh well. It’s still a pretty good deal, and a well-made app with some minimalistic flair.


Moni iPhone App QR Code




Moni iPhone app requires iOS 4.0 or later and is compatible with iPhone, iPod touch and iPad. A small expedite fee was paid by the developer to speed up the publication of this review.

The iPhone App Review’s rating: 

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